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Are you ready to short sale your home?
Not sure what a short sale is? A short sale is when the value of a home is less than the amount of the outstanding loans. This situation is often caused by prices in a market rapidly declining.
Short sales may be a way for homeowners to avert foreclosure and get out from under their loan with the lender, by settling.
How do I proceed with a short sale?
First, determine the true market value of your home. If your finances are already stretched, engaging a licensed appraiser may not be feasible. Therefore, a qualified local REALTOR
that knows the current conditions of the real estate market is a sound way to get an accurate opinion of the value of your home.
Need real estate advice?
Contact us today
to find out how the Skovron Group can help.
Next, find out your closing costs. The knowledgeable agents at Skovron Group will take into account fees like title report, appraisal, escrow, property taxes, and agent commissions to estimate your final costs at closing.
Finally, contact your lender and let them know of the situation. They may even have a special team that manages short sales. Ask about their exact process. Some lenders will be more able to work with you than others. They may be able to reduce the amount owed or make other arrangements. Your lender will have to agree to the final sale.